Personal Loan Pro is a BBB-accredited business, created in 2017, that seeks to teach its clients about the latest loan products and lenders while also connecting them with the lending sector in general. It was founded and is maintained by On the Barrelhead, LLC (OTB).

Personal Loan Pro is a loan comparison and marketplace website that assists you in finding the best lender for your borrowing needs. It's a free service that allows you to compare lenders and locate the right ones for you. It's important to note that Personal Loan Pro itself is not a consumer lending company but a loan matching with a network of lenders; some of their partners include popular lenders like Upgrade, SoFi, and Lending Club.

Personal Loan Pro matches you with loans that are a good fit for you. You'll need to fill out a quick and painless online application, which will not affect your credit score unless you choose one of the borrowing alternatives. This information will be reviewed by the company's database and then depending on factors such as credit score, requested amount, and so on. Various lender alternatives will be presented to you.

Truist Bank, formerly called SunTrust Bank (Member FDICnational)'s online consumer lending division, LightStream, offers personal loans with relatively low-interest rates. Customers with good to excellent credit scores and histories are the primary target of loans.

Lightstream offers loans from $5,000 to $100,000 that can be used for a wide range of purposes; it also boasts no origination, late payment, or prepayment fees and offers rate discounts for borrowers who sign up for autopay.

To apply for a Lightstream personal loan, fill out the online application form found on their webpage. Lightstream will examine your application, and a rigorous credit check will be performed. If your application is approved, you will receive an email with the status of your application.

LendingPoint is a provider of unsecured personal loans first launched in 2015 for consumers across the credit spectrum; it offers personal loans between $2,000 and $36,500. Its main target market is consumers with bad to fair credit. Though the company's target market is consumers with fair credit, it also looks at more than just credit scores. It also considers the consumers' job stability, financial history, income, and whether your credit is steadily improving.

Borrowers can use loans for a range of purposes, such as consolidating debt, paying for a wedding, fixing a car, or remodeling a kitchen. Bankruptcy doesn't exempt you from applying for loans. In 2020, up to 7 million people applied for LendingPoint loans.

They provide relatively small loans; they also charge up to 6% in origination fees. LendingPoint allows customers to prequalify for loans to check eligibility and offers that they can afford. After application and loan approval, the loan is disbursed as early as the next business day.

Upgrade is a fintech firm established in 2017 that offers personal loans to borrowers. The loans can be borrowed for reasons ranging from debt consolidation to home improvements. That said, they do not lend out money for university education expenses.

Upgrade provides borrowers with personal loans from $1,000 - $50,000, with repayment tenure between 2 and 7 years. Upgrade also charges an origination fee between 2.9% and 8%. The upgrade personal loan application process is completely online; before filling the application form, a prequalification process is available for customers to check loan offers they can afford.

After this, the online application can be filled and submitted. The loan is approved and disbursed by the next business day.

SoFi (an acronym for Social Finance) is an online lending platform that offers unsecured personal loans in every state. Loans range from $5,000 to $100,000 available with periods ranging from two to seven years. While a credit score of 680 is required, high-qualified individuals might qualify for big loan amounts and cheap interest rates.

Borrowers often receive funds within a few days after approval, and loans can be utilized for personal, family, or household purposes. According to SoFi, personal loans are promoted to persons with a "responsible financial history" and "a robust monthly cash flow."

LendingClub is an online marketplace that uses its network of lending partners to connect borrowers and investors. It aided in developing peer-to-peer marketplace lending, which connects borrowers with lenders willing to fund their loans. LendingClub is best suited to borrowers having a track record of on-time payments and a solid financial history.

LendingClub analyzes potential borrowers and then manages the loans after they've been accepted. The danger: LendingClub does not ultimately decide whether or not to lend money to investors.

The decision is based on the LendingClub rating assigned to each authorized borrower based on credit and income data. This information, which is exclusively available to investors, also aids in determining the range of interest rates available to the borrower.

Best Egg is an online lender that provides high-income clients with fair to exceptional credit with unsecured personal loans through Cross River Bank and Blue Ridge Bank. Best Egg is a loan platform that specializes in helping borrowers consolidate debt and refinance their credit cards. You don't have to borrow more than you need because loan amounts start at just $2,000 and go up to $50,000.

Several factors influence whether or not a personal loan application is granted. Underwriting standards vary per lender, but they often include information from an applicant's credit record and other elements that reflect potential to repay the loan, such as income (customers with larger incomes are viable for lower interest rates.)

Through Web Bank, Prosper offers unsecured personal loans. An unsecured personal loan does not need you to put up any type of collateral, such as a house or car.

Prosper was founded in 2006, and its one of the first peer-to-peer lending platforms. Through its online platform, Prosper has provided up to $12 billion in personal loans by matching would-be borrowers to potential investors. Nevertheless, Prosper takes longer to approve and pay out loans because investors must choose whether to fund your loan or not.

Prosper offers loans ranging from $2,000 to $40,000 to people of all 50 states and the District of Columbia. You have the option of taking out a three- or five-year loan. With Prosper, your APR will range from 7.95 percent to 35.99 percent, depending on your creditworthiness and ability to repay the loan, among other things.

Spring Financials is a Canadian online consumer lending service established in 2016 that provides a quick personal loan of up to $15,000 to Canadians. Rather than visiting a physical place, all applications can be completed online or over the phone. All can be done in a few minutes. Once you've been authorized (authorization also takes about 1 hour), you can immediately sign the loan forms and receive the monies you've been approved for as soon as the next day.

They offer personal loans that can be used for various purposes such as debt consolidation, medical emergencies, and large purchases. These loans are accessible to a wide range of consumers because the minimum credit score is low. The loans can also be easily repaid with a flexible payment option that fits you.

Existing Citibank customers can apply for personal loans. Consumer-friendly features include a mobile app to manage the loan and a significant autopay reduction compared to other bank lenders.

Personal loans are available in amounts as low as $2,000, with fixed interest rates that are competitive. To qualify for the most competitive rates, you must have an eligible Citibank account with enough balances averaged over the last three months, and you must have excellent or good credit.

Citibank offers personal loans to both salaried and self-employed applicants, allowing them to access funds for various personal financial needs easily. These loans can be availed without collateral, are offered at attractive low-interest rates, and require minimal documentation