Nationwide is an incredibly strong home insurance provider, as they offer a range of policies that range from industry standard to more customized options with added coverage. Specialized policies for condo owners and renters are also available to cover belongings and furniture as well as liability coverage.

Nationwide offers a convenient mobile app for customers to check and update policy details, make a payment or file a claim, call for roadside assistance and more. Nationwide works with a national network of licensed agents, and its website will locate one near you. The company's website also has an estimating tool to help you get an idea of what your rates will be.

Nationwide is one of the best in the home insurance industry, offering everything that you've come to expect in a standard policy, plus a seemingly endless array of additional coverages. Nationwide also boasts exceptional financial strength ratings as well as low rates. Coupled with numerous discounts, Nationwide offers some serious savings. One caveat is when we attempted to add water-backup coverage (a crucial additional coverage) to our sample policy, we were charged an additional $100 a year, more than most competitors charge for the same coverage.

Chubb caters to consumers and businesses. It offers a variety of insurance products for individuals, including auto insurance, business insurance, personal accidents, and supplemental health insurance, in addition to life insurance, renters insurance, and homeowners insurance. Chubb also offers specialized policies for co-op and condo owners. Homeowners insurance with Chubb includes the standard coverage offered by most other insurers. In addition, Chubb offers wildfire and earthquake coverage.

Chubb sells policies through a network of independent insurance agents and can refer you to one in your area through its website. The company also allows customers to pay bills, report claims, and view their account information through its website and mobile app.

Chubb is a homeowners insurance heavyweight, offering robust coverages for your home and personal belongings, advanced digital tools, and a refreshingly personalized loss-settlement process if you need to file a claim. It's been around almost a century and a half and is highly reputable in the property insurance industry. Chubb offers policies in all 50 states and is backed by Chubb Limited, the world's largest publicly traded property and casualty insurance company.

State Farm is a strong provider that offers a wide variety of insurance policy options, though its rates are rather pricey for both home and auto insurance.

The price of renters insurance from State Farm compares more favorably with its competitors. These rates don't take into account the discounts that State Farm offers to qualifying customers. Insurance shoppers who qualify for State Farm's most advantageous discounts can still get excellent value.

State Farm has something to offer insurance shoppers looking to have a relationship with a local insurance agent, as well as those looking for an all-online experience.

State Farm's convenient online options for customers that are comfortable managing their insurance on their own include the company's Pocket Agent mobile app. This app—which has received positive reviews from its users—can be used to pay your insurance premiums, file a claim and get roadside assistance.

State Farm is an above-average insurance company that can provide a plethora of home coverages to satisfy its customers' insurance needs. Those looking for a personalized experience with a local insurance agent are likely to find just that with State Farm. State Farm's renters insurance is also generally well-suited to most renters.

Hippo homeowners insurance tends to be more affordable than its competitors. Although a few companies underwrite the policies that Hippo sells, Hippo's home insurance is usually among the most affordable options available.

Hippo also offers convenience. You can contact Hippo's customer support by phone 24 hours a day on weekdays, or file a claim 24/7 by calling the company's hotline. Although it doesn't have the traditional in-person structure employed by other insurers, Hippo's attentiveness has resulted in highly satisfied policyholders.

Given that the differences in organization don't affect the experience for homeowners, Hippo is certainly worth considering for many homeowners. Hippo offers some of the best coverages we've seen, and its rates are lower than those offered by its competitors. Furthermore, Hippo's website allows you to get a quote quickly while seeing exactly which features and discounts you're getting.

Farmers' strongest feature is its customer service, which translates into a a quick claims process and opportunities for discounted rates. Farmers has a great network with more than 48,000 exclusive agents and approximately 21,000 employees available across all 50 states and Washington D.C.

Customers love that that Farmers' agents will find insurance discounts that they unknowingly qualified for. Many clients also highlight the company's transparency in dealing with claims. In terms of affordability, Farmers offers competitive rates.

As an important note, customers who choose both auto and home insurance policies with Farmers will be able to unlock a bundle discount which makes the policies considerably more affordable. The exact amount of savings the bundle discount offers depends on your state of residence and policy types, but you can expect to save around 16%.

Farmers offers its customers great rates for home insurance policies and combines it with great customer service. If you're willing to land on not the cheapest home insurance rates but the best trade offs, the company's strong national reputation and friendly agents make them a recommended home insurance company.

USAA offers great rates for its homeowners insurance policyholders for homeowners insurance. However, those with more expensive homes are most likely to find competitively low premiums with USAA.

USAA earns some of the best customer service feedback in the industry. They regularly receive high ratings for claims satisfaction and a low rate of complaints across all of their product offerings.

They provide above-and-beyond coverage for active service members — including waived deductibles for uniforms and a steep 60% insurance discount for stored cars while you're deployed.

There are only a few drawbacks. One is that USAA doesn't have many in-person locations, and they're mostly located in or near military bases, so most customers will engage exclusively online.

Furthermore,, USAA has strict eligibility requirements. Only two groups of people qualify for coverage: people who have served in the military, and people whose direct family members have held USAA insurance. If you don't fall into one of these categories, you aren't eligible for a policy.

Those who are eligible for USAA home insurance should consider it a strong contender -- the competitive rates and perks that are catered to military clientele are hard to beat elsewhere.

With excellent rates, praised customer service, and great coverage options, Erie Insurance is one of the best-rated insurance companies operating in the U.S.

Erie sells insurance only through its network of independent agents. So, Erie clients will mainly interact with the company through their agents, including when they purchase insurance, to make a claim, and to manage their their policies. Renters insurance policies are also affordable from Erie, though the company does not offer industry-leading rates.

One of the biggest perks to Erie's auto insurance in particular is its "Rate Lock" offering. If you qualify and add Rate Lock to your policy, Erie cannot increase your rates year over year unless something drastic changes.

Among the only downsides to buying insurance through Erie is that its online tools are not as robust as some of its competitors. For example, there's no way to get a homeowners insurance quote online—you must request one from an agent. Additionally, while Erie Insurance customers can pay bills and manage their accounts through Erie's website, the only type of claim customers can file online is glass repair—all others must go through an agent or the Erie claims hotline. And unlike many competitors, the company does not offer a mobile app.

Lastly, Erie only sells insurance in a limited area of 12 states in the mid-Atlantic and midwestern U.S, so if you live outside of these areas, you're out of luck.

Founded in 1912, Liberty Mutual Insurance offers a wide variety of investment and insurance products including policies for home, auto, fire, workers compensation, and liability coverage for both homes and businesses.

In addition to homeowners insurance, Liberty Mutual Insurance sells policies geared toward condo owners, landlords with a rental property, and apartment dwellers. It provides separate policies for flood insurance, which is not covered by a standard policy. Liberty Mutual offers a variety of customized coverage options, including higher deductible limits for valuables or increased liability coverage if you have a pool. Discounts are available to lower your premium, from choosing paperless billing to making larger investments like adding security and safety systems to your home or installing a new roof. Military discounts are also available, as are lower prices for customers who purchase more than one policy from Liberty Mutual.

The company's policies can be purchased online, through an independent agent, or over the phone. The website can also guide you to an agent in your area, or you can start with your own price quote using the online estimating tool. Purchasing online can also help you save up to 10% on your policy. Liberty Mutual offers a smartphone app for policyholders, with access to account information and the ability to initiate a claim.

Progressive's home insurance is about average. Progressive doesn't write its own policies, relying on underwriters instead. This means the rates you pay, as well as the coverages and discounts available to you, fluctuate depending on which underwriters operate in your area.

Progressive's homeowners insurance provides protection for your dwelling, personal property and covers loss of use expenses if your home becomes uninhabitable for a period of time. Like with most other policies, you get coverage for your property's other structures as well as medical payments to others.

The liability coverage you get with Progressive doesn't align with what's most common for other home insurance providers. While personal liability is included with any home insurance policy, you must purchase liability for personal injury as a separate endorsement. This covers lawsuits involving slander or libel, wrongful eviction and false arrest, which may be more expensive than other suits.

Due to Progressive's lack of a sophisticated quote comparison tool, comparing its rates with its competitors can be difficult. Unlike its auto, motorcycle and renters insurance forms, Progressive doesn't allow you to customize your preferred policy limits easily.

Instead, when you enter your address, Progressive estimates the value of your home and uses that information to provide you with a range of prices from the underwriters available in your area. You must speak to an agent in order to get a price that's different from the one based on the site's estimate of your property.

Very few insurers — if any — are able to match the low rates offered by Amica and the top-notch ratings it receives from its customers. In fact, only price oriented companies — such as GEICO — are able to offer rates that are competitive with Amica's auto insurance rates. Even without applying discounts, Amica is a low cost company for auto and home insurance. If you're able to take advantage of its discounts — like the multi-line discount — you'll achieve savings on already affordable rates.

Experts and customers rank Amica as an outstanding insurance company. Amica's customers praise it for having agents who are quick to process claims while maintaining a professional demeanor.

Amica's agents are described as knowledgeable and friendly by current policyholders. The negative reviews cite issues with the company's car insurance rates rather than its agents or service. Below, we discuss industry experts findings on Amica's claims satisfaction. Overall, Amica has some of the best ratings we've seen for an insurance company.

Amica offers low rates across several policy limits, meaning that it's an affordable insurance company for most people. If something goes wrong, policyholders will have the support of Amica's award winning customer service team. Unless you're looking for a long list of endorsements, Amica is a great choice for you.